• Employee
    Benefits and HR Solutions
    Helping Employers Attract and Keep Valuable Employees With Creative Solutions in
    Difficult Times For over 30 Years
    Contact Us
  • Employee
    Benefits and HR Solutions
    Helping Employers Attract and Keep Valuable Employees With Creative Solutions in
    Difficult Times For over 30 Years
    Contact Us

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The Solutions

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Health Insurance Solutions


 

  • Executive Medical Reimbursement Plans
  • Fully Insured Medical
  • Alternative Funded
  • Self-Insured /Stop loss
  • Health Savings Accounts
  • Health Reimbursement Accounts
  • Stacked HSA/HRA Accounts
  • Short Term Medical Plans
  • Critical Illness Plans
  • Tele-Doc
  • Dental and Vision
  • Short Term Disability
  • Long Term Disability
  • Medical Assistants
  • Worksite and Voluntary Products
  • Management Carveouts
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LIFE INSURANCE Solutions

  • Amounts up to $1,500,000 for employer sponsored plans depending on the number of employees covered
  • No medical questions nor doctor exam nor para medical exam 
  • Can be used to address the liabiliby inherent to a buy/sell agreement within a multiple owner business or a professional corporation
  • Available to employees thru age 70 without age reductions
  • Since this is a 10 year level premium plan, if the employees leaves the employer,  the life insurance can be continued by the employee when he/she leaves the company at no increase  in premium  for the duration of the 10 year term 
  • Acceptance is subject to certain "actively at work " requiements
  • The Beneficary can be: 100% to the Employer or 100% to the Employee's named benefcary or shared between the Employee and the Employer
  • The cost is comperable to group term insurance for similar amounts of insurance coverage
  • For more details contact: : Services@UBSLLC.com
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BENEFIT TECHNOLOGY Solutions

  • Employee Onboarding Systems
  • Total Administrative Multiple Carrier Integration
  • Private Exchange
  • Variable Hour Employee Eligible Calculators
  • Complete DIY HR Systems
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ADMINISTRATIVE SERVICES

  • ACA Compliance and Cost Mitigation Solutions
  • HRA Plan designs and services
  • HSA and STACKED HSA/HRA Services
  • Section 125 Plans
  • COBRA Administration
  • Professional Employer Organization (PEO) Services
  • Renewal, Reviews, and Recommendations
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OTHER EMPLOYEE BENEFITS

  • International Corporate Travelers Medical and Emergency Plans
  • Corporate Travel Accident Plans
  • Kidnap and Ransom Insurance
  • War Risk and Terrorist Insurance
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30 Years of Experience

About Universal

Benefit Services

Universal Benefit Services specializes in creating the best solutions to solve your unique employee benefit challenges. There is never “one best solution” that is effective forever. Your company’s needs evolve over time and are always affected by the ever-changing competitive

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For a no-obligation review of your employee benefit programs, contact us today!

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